Paypal Family & Friends option

allstarcollect · 05-22-2019, 06:53 PM

I just did a bigger deal. At no point was "Family & Friends option" mentioned, so I did a regular credit card payment. The seller is surprised. To clarify if you do a "Family & Friends" transfer, you have zero recourse if the package doesn't arrive. Correct? Do buyers actually do deals over $1K, heck even $500 as a family and friends option, and cross their fingers? I wasn't about to do it. I'd be curious with people's experience doing this.

DalliLlama11 · 05-22-2019, 07:22 PM

Never do F and F. Only way I would is if I am physically getting the item in person, in which case you could do it then (but cash would be the option there Id think).

Chucky · 05-22-2019, 08:25 PM

Unless it’s someone you know and trust, never send as family/friends. You are correct you have zero recourse if something happens. Always use goods/services.

lambeauleap87 · 05-22-2019, 09:36 PM

Quote:

Originally Posted by Chucky

Unless it’s someone you know and trust, never send as family/friends. You are correct you have zero recourse if something happens. Always use goods/services.

And even then, don't send friends & family if you're not actually sending money to friends/family. Pay for the services used.

shrevecity · 05-22-2019, 09:39 PM

Was this a deal on here?

EDMTunesCollect · 05-23-2019, 01:49 AM

Quote:

Originally Posted by Chucky

Unless it’s someone you know and trust, never send as family/friends. You are correct you have zero recourse if something happens. Always use goods/services.

Exactly. No problem using family and friends with someone you have dealt with many times and know in person. But using FNF for anyone you don't know or haven't dealt with is a recipe for disaster

vwnut13 · 05-23-2019, 03:19 AM

The wise man once said

Never Friends and Family

Or you will be scammed

Jim65 · 05-23-2019, 06:42 AM

I never do F&F on any deal. I was burned on a deal with a guy I traded with many times when a package was lost in mail. He received my money but my card got lost in a hub and he decided he wasn't liable at all.

Its worth the extra fees for my peace of mind.

PoPCulture · 05-23-2019, 08:32 AM

I will only use F&F if buying a card or pick in a group break. In this situation the seller is not the one shipping the card and fees have already been paid once for the spot so no need to give PayPal more $$.

adamdavidson47 · 05-23-2019, 09:38 AM

This happened to me a couple of months ago. I had a chance to buy a large amount of Blue Jays memorabilia, autographs, cards, plus some other stuff. Seller insisted on me paying friends and family. I walked away. I'm not putting thousands of dollars on the line just because you don't want to pay 3% or because one person charged back on you 5 years ago.

longhornjunkie · 05-23-2019, 10:09 AM

I've also heard if you use F&F too much and they perceive you're just skirting the fees they'll suspend your account. No idea if this is really true.

shrevecity · 05-23-2019, 10:54 AM

Quote:

Originally Posted by longhornjunkie

I've also heard if you use F&F too much and they perceive you're just skirting the fees they'll suspend your account. No idea if this is really true.

Many accounts have been locked for this reason.

05-22-2019, 06:53 PM	#1
allstarcollect Member Join Date: Nov 2014 Posts: 252 allstarcollectors allstarcollectors	Paypal Family & Friends option I just did a bigger deal. At no point was "Family & Friends option" mentioned, so I did a regular credit card payment. The seller is surprised. To clarify if you do a "Family & Friends" transfer, you have zero recourse if the package doesn't arrive. Correct? Do buyers actually do deals over $1K, heck even $500 as a family and friends option, and cross their fingers? I wasn't about to do it. I'd be curious with people's experience doing this. __________________ Largest hockey port: 140,000+ hockey cards on COMC https://www.comc.com/users/allstarcollectors

05-22-2019, 07:22 PM	#2
DalliLlama11 Member Join Date: Aug 2014 Location: Montgomery, Illinois Posts: 4,464 DalliLlama11 DalliLlama	Never do F and F. Only way I would is if I am physically getting the item in person, in which case you could do it then (but cash would be the option there Id think). __________________ I collect the Atlanta Falcons, Miami Heat, Texas Longhorns (Only in UT Uni), Marquise Goodwin.

05-23-2019, 09:38 AM	#10
adamdavidson47 Member Join Date: Nov 2013 Location: Ontario, Canada Posts: 947 adamdavey47 adamdavidson47	This happened to me a couple of months ago. I had a chance to buy a large amount of Blue Jays memorabilia, autographs, cards, plus some other stuff. Seller insisted on me paying friends and family. I walked away. I'm not putting thousands of dollars on the line just because you don't want to pay 3% or because one person charged back on you 5 years ago. __________________ Looking for 1959 Topps All Stars graded PSA 8 or higher. Check out my COMC for great deals!!

05-23-2019, 10:09 AM	#11
longhornjunkie Member Join Date: Sep 2012 Location: Rowlett, TX Posts: 4,645 longhornjunkie	I've also heard if you use F&F too much and they perceive you're just skirting the fees they'll suspend your account. No idea if this is really true. __________________ Collecting Longhorns RCs 1999-2005 FB/BKB https://sites.google.com/view/longhornjunkie/home Running Card Show (Cards FS) - http://bit.ly/longhornjunkie Last edited by longhornjunkie; 05-23-2019 at 10:09 AM. Reason: typo

05-22-2019, 08:25 PM	#3
Chucky Member Join Date: Jul 2007 Posts: 1,565 Basketballchuck	Unless it’s someone you know and trust, never send as family/friends. You are correct you have zero recourse if something happens. Always use goods/services.

05-22-2019, 09:39 PM	#5
shrevecity Member Join Date: Jul 2013 Posts: 28,059	Was this a deal on here?

05-23-2019, 03:19 AM	#7
vwnut13 Member Join Date: Jun 2009 Location: Vermont Posts: 6,131	The wise man once said Never Friends and Family Or you will be scammed

05-23-2019, 06:42 AM	#8
Jim65 Member Join Date: Jan 2019 Location: New Jersey Posts: 330	I never do F&F on any deal. I was burned on a deal with a guy I traded with many times when a package was lost in mail. He received my money but my card got lost in a hub and he decided he wasn't liable at all. Its worth the extra fees for my peace of mind.

05-23-2019, 08:32 AM	#9
PoPCulture Member Join Date: May 2014 Location: In the Goldilocks Zone Posts: 8,729	I will only use F&F if buying a card or pick in a group break. In this situation the seller is not the one shipping the card and fees have already been paid once for the spot so no need to give PayPal more $$.