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Old 02-21-2026, 07:58 PM   #11
Tea10
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Join Date: Jul 2025
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Originally Posted by pejc300 View Post
Would love to have this conversation with you but I don’t think you’ll listen. How exactly do you think I paid off my house making 55k a year as a social worker? No trust fund here. I just did the math. Basically in the last decade I have made about 500k at my job, which is nothing. My net profit on cards (yes profit) during that same span is 1.3 million. I’m glad you referenced that post I made about financial assistance. At that time I was panicking and actually listed my Curry for 129k on eBay and PWCC for about a week. Then I pulled the listing and trusted in my gut because when I bought the thing a few years before I told myself it would be worth $1 million one day. The market was tanking in 2023 and I panicked, but then went with my conviction so when I sold in 2025 and did…well, let’s just say much better than that, it set me up for good. But like you said, it’s just dumb luck and just pumping things.

And to be honest with you, I now have way more money and I’m still soliciting financial advice on what to do with it so that I can hopefully not have to work ever again starting in about five years.

I did the math, and putting my investments in the S&P 500 would have taken me 23 years to do what I did in three years. But like I said, I’ve been collecting for 39 years. Started with 1986 Topps football and the rest is history.

Last thing for now. We certainly didn’t get a house from my mother-in-law. But, we did get to pay off her house back in 2021 with my profits From Cards. Top five moment of my life. There’s a video to prove it, and even Patrick Mahomes himself liked it
1. I'm completely open to conversation. I don't enjoy being negative or hurting other people. But you were being a complete D-Bag, you were talking down to me and talking s---, and you got exposed. Took one minute to find that post. And no you're not a genius investor.

2. What you did was virtually the same as going all-in or dumping the majority of your liquid assets into BTC. Say dumping 50k cash into BTC in 2017 when it was 2k-10k a coin, and then selling at 100-120k. You took an extreme risk, got lucky, won, and are not only gloating about it, but pretending you had some master plan.

3. The SP500 point proves this, I'm assuming you're just going off 8-10% average returns annually, but if you're smashing those returns in 1/3rd, 1/4th the time horizon then obviously what you did was inherently a massive risk.

4. Another layer of extreme luck, even beyond Mahomes/Curry winning multiple titles + perofrmance each after assumed purchase dates, is choosing a random card/set. You may pretend or think you had some grand plan, but there is no real rhyme or reason why Prizm flagship is worth this much. Panini sucks, everyone hates them. This was pumped. You and TJ are actively pumping too here, clearly, whether you even realize it or not. Maybe following Basketball pumps is the only logical and cunning explanation here other than dumb luck.

There is no reason why "first year" or 2nd/3rd year Prizm 2012-2014 is worth this much for example when a 2017 Brady Stained Glass Gold Mojo /10 is up currently for 25k and probably ends at 40k-50k tops v.s. the second year 2013 gold Brady going for 99k a few days ago. No one can explain this. The only logical explanation is a pump, perceived value, FOMO, because stained glass is a rare insert and this is a gold /10 of that first year issue of that cool design insert, for example. Just an aside. Prizm is sought after, correct. But it was probably pumped. And you were lucky to choose it over other equal/better sets in terms of appreciation.

5. Your last point kind of sums it all up. This is your identity. You identify as this mastermind high end card investor. Patrick Mahomes liked your video. Cool. You made a lot of money off your card investment, cool. This may be true, but it's not mutually exclusive from the other facts that you got extremely lucky and took an extremely stupid risk for having a family of 5.

So like I said, I don't care to be negative. But you were trying to talk down to me. I don't broadcast my wealth or what I have here. I'm significantly younger than you and I have more money than you did when you made that post asking for advice. I don't care to say that, it's d-bag esque. But since you're thinking you're some mastermind here. In reality you got very, very lucky. What you did could have easily swung the other way. Which is why I personally only allocate maybe 2-3% tops of my wealth into cards. If your ~50-100k in cards pre-covid didn't do so well you'd be absolutely boned on your 55k salary with 3 kids. Lucky they pumped prizm and Mahomes/Curry performed/won titles and the FED printed a ton of money for you. That's the truth. Good luck from there, hope you don't high risk 50% assets again.
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