So like...maybe it's time for me to just admit...bitcoin > physical.

[Krac2004]

Originally Posted by escapegoat

anyone here looked into or used Nexo?

I use Nexo, BlockFi and Celsius. Interest on your crypto is really free money.

Nexo is a good platform with decent rates. Need to hold their native token if you want the best interest rates. If you are in the US (like me), you won't be able to get paid in Nexo which gives you an additional 2%. Daily interest is fun versus weekly and monthly for the others, but they changed it last month where you need to lock up your funds for 30 days to get better rates. I never had an issue transferring in or out but had a small hiccup with exchanging tokens which got cleared up in like a week. User interface is easy to navigate, but none of the main three are bad. They are the only major company to still offer interest on XRP though. (No referral program)

BlockFi for me is the easiest to get fiat into and out of the system (can ACH or wire). You can choose which token you want your interest in too which is cool. So I have all my interest given to me in BTC every month. (Referral Code https://blockfi.com/?ref=40dbc02e)

Celsius gives the best rates on stable coins at 10.51% but you can't wire in or out fiat. (Referral Code Samuel21d3)

I never used any of these platforms for their loan feature though.

If you want to get even better returns, get into yield farming. I use PancakeSwap, SushiSwap and UniSwap.