[NYBBFAN]

AMZN stock (part of my salary)
5.3% Texas Regional Bank 1 month CD
SGOV (short-dated UST bills)
SWVXX (Schwab money market fund)
A few individual rolling 1 month T-bills
VZ
Vanguard Retirement Saver II (closest cash-equivalent available in my 401k)
A few grand in various options like CVNA puts.

This is mostly very different than 12 months ago. As you can tell, I expect a steady-state in rates. I have de-risked a bit by unloading some AMZN shares, though I am due a bunch more shortly.

At the end of 2024, I’ll have enough set aside from AMZN shares alone to put my son through any undergrad program and graduate program of his choosing. Pretty good for a guy that didn’t finish high school.