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Old 08-31-2021, 06:18 AM   #11
slambam
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Join Date: Sep 2018
Posts: 281
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Quote:
Originally Posted by cloakroom View Post
is this not common knowledge? it's essentially a bad credit card with no rewards targeted at people who are credit risks. 22% apr, but the real kicker is when they get someone on multiple of those "zero interest if paid in 6 months" offers and apply all of the payments they make to the last purchase made (which makes zero sense and is blatantly predatory) in hopes of sacking someone with a huge monthly they can't pay and giving them all of the accrued interest from the purchases before that.
I mean, basically everything in today's world is aimed to make the rich richer. The nice thing about PayPal Credit is I can make multiples purchases in a month then just pay them all at once. Much easier than paying automatically with every purchase imo.
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