[JoeAdam]

We got a fence installed a couple months ago by a larger fence company in the area. They offered us 2 years no-interest, nothing down, if we signed up for a credit card through them (CC is with a reputable company). Our limit is slightly more than the project cost and they put a hold on their portion. A couple months have gone by now and it still says we have a $0 balance but there is a hold on those funds.

I called the CC company to make sure I wasn't supposed to do anything and they said I need to inform the fence company to process the payment so that I can start making payments. What is the worst case scenario if I don't inform them?

We have enough to pay the fence off at any time, so it's not a huge issue.

Thanks in advance.