Welcome back. If worried about making payments, why not just put away money each month until you have enough to pay off the book. Wish I still owned a copy, sold my 9.4 for $700 many years back.
Good luck with your hunt. I have that statue on pre-order.. exclusive. Being a Thanos fan, that's a grail.. I say skip the punisher book and pick up the statue
... Sideshow has monthly payment plans.